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DOBI approves 2018 ISO PAP

The Department of Banking and Insurance approved the Insurance Services Office Inc.’s 2018 Personal Auto Program, effective Thursday, Aug. 1, 2019.

Revisions in the personal auto policy form address vehicle sharing, ride hailing, racing, custom equipment, other insurance and flying cars. Some customer-pleasing enhancement endorsements that were introduced include the following:

  • pet injury coverage;
  • replacement cost coverage;
  • protection for additional residents;
  • child-restraining system coverage;
  • personal property coverage; and
  • key replacement and related services coverage.

You will want to determine if, and when, your insurers are going to adopt the ISO’s 2018 PAP.

Looking for more information on the changes?

Sign up today for PIA’s Webinar: A Guide to the 2018 ISO Personal Auto Program, to be held on Tuesday, July 23, 2019, from 10-11 a.m. This Webinar, led by PIA Director of Research Dan Corbin, CPCU, CIC, CLU, offers an in-depth look at these changes and how they will affect your personal-lines insureds.

7/19

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