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Excess and surplus lines
310015-00
Excess-line placements
I am having a very hard time placing a specialty line. I think I have found a market, but it is with an unauthorized company through an......
310213-00
Excess-line tax filings
Do excess-line brokers have to file premium tax statements if they have placed no business?...
310224-00
Binders and increased premiums
After coverage has been bound, may an unauthorized insurer increase the premium of a commercial property/casualty insurance policy that was......
310234-00
Rules for accessing the excess-line market
For risks that do not automatically qualify for the excess-line market, I continue to hear somewhat conflicting information about the need for and......
310236-00
Switch to excess-line carrier from New York-authorized carrier at renewal
A company has issued a conditional renewal notice on a commercial policy. The purpose of the conditional renewal is to require the renewal to be......
310300-00
Excess-line renewal application
Some wholesale brokers advise that they do not require a new application for a policy’s renewal. We would prefer to get a signed renewal......
310385-00
Excess-line minimum-earned premium
How are minimum-earned premiums handled in the New York state excess-line market?...
310500-00
Excess-line cancellation
What are the cancellation rules for excess-line policies? Can an excess-line insurer cancel a policy with a short-rate penalty?...
310516-00
Excess-line placement—authorized offer
If I have received three declinations, but an authorized insurer has made an offer, can I place coverage with an unauthorized insurer in order to......
900369-00
Massachusetts surplus-lines fees
What is the law on the maximum surplus-lines fee that can be charged in Massachusetts?...