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Contracts and agreements


Hold harmless agreements
We have always advised our general contractor clients to have their subcontractors sign a hold harmless agreement. Recently, we were told that......


Commissioned sales people
Do I need a written contract when I hire a producer who’s compensated with commission? How often do I need to pay commissions?...


Subrogation receipts, ’loan receipts’
Could you give us a brief refresher course on subrogation receipts and what it means when our insured signs one?...


Binding restrictions
I just found out, after speaking with my underwriter that they suspended my binding authority upon completion of the development of the change......


Company seeking agents’ business data
What is the propriety of a company asking our agency to share with it information about the business we write with other companies?...


Carrier website agency agreements
Quite often when a carrier updates their website, there appears to be a contract or agreement that we must accept before advancing in their......


Book of business owner
In a carrier-agency relationship, does the book of business (client names, policy information, and expirations) that the agency submits to the......


Binding authority
I have been getting notifications from my carriers all suspending my binding authority because of the storm that is coming. Can they just suspend......