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Auto no-fault

310084-00

Livery (taxi, limo, bus, etc.) passengers
If there are individuals traveling as passengers in a church bus, taxi or limo, and they are injured in a car accident, who would pay for their......

310107-00

Mileage benefits run out
Our client was injured in an automobile accident and has been collecting under his Personal Injury Protection coverage. He has been receiving......

310110-00

PIP deductible
Is the $200 Personal Injury Protection deductible applied per person in the car? If so, who pays for the passengers’ deductibles? Are the......

310117-00

Which state’s PIP applies?
What determines the state the benefits will apply to? For example, if we have an insured that is in New Jersey that has an officer with a company......

310119-00

Garaging location implications
We have an individual who lives in New York (works and drives a company car that is registered in New Jersey but is garaged in New York) and does......

310127-00

PIP coverage for drunk/drugged pedestrian
We have been made aware of a claim against one of our insureds, where a pedestrian who tested positive for drug use walked out into the path of a......

310157-00

Slip-and-fall or no-fault?
We have an insured who slipped and fell on the ice in a hotel parking lot. He submitted a claim to the hotel and sent all his doctor bills, etc.,......

310247-00

Motorcycle PIP
Our agency has noticed that some motorcycle policyholders who come to our office for an insurance quote have OBEL coverage on their current......

310279-00

PIP coverage for school-bus passengers
If a child is injured in a vehicle used to transport school children, and the vehicle has a seating capacity of less than 15 passengers, which......

900055-00

Pennsylvania no-fault
The Pennsylvania PIP benefits appear to be very similar to New York where the PIP benefits follow the car. Please confirm....