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Windstorm catastrophe
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Windstorm
My client’s home is insured on a basic-peril dwelling policy form (in the FAIR Plan). While they were away in Florida for three weeks during......
900303-00
Homeowner’s loss of use after windstorm power outage
If an insured homeowner loses power for a period of time, say two weeks, can they claim additional living expenses although no property on their......
900304-00
Spoilage after a power outage
If an insured homeowner loses power for a period of time, can they claim for spoiled refrigerated items although no property on their premises was......
900348-00
Named-storm deductibles
Recently, a winter storm was given a “name” by a news station. I have sold policies that contain “named storm......