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Excess and surplus lines

290046-00

Surplus-lines disclosure
Is any disclosure notice required when writing a surplus-lines policy?...

290084-00

Direct placement tax
I just received a copy of a form entitled “Direct Placement Tax Return—Insurance Placement with Unauthorized Insurer or......

290094-00

Surplus-lines tax—tax-exempt entities
Our client is a church. We placed the coverage in the surplus-lines market. The church officers say the church is tax-exempt, so they do not feel......

290100-00

Surplus-lines cancellation
I have a New Jersey property account which has been in effect for more than 60 days. Now the company is canceling it due to a loss. The company is......

290170-00

Rules for accessing the surplus-lines market
For risks that do not automatically qualify for the surplus-lines market, I continue to hear somewhat conflicting information about the need for......

290184-00

Diligent effort
The Certification Of Effort To Place Risk With Authorized Insurer provides a place to record declinations below this statement: “The......

290206-00

Minimum-earned premium
What about a surplus-lines policy with an earned-premium provision that states the annual premium is 100% earned at placement? Would this be......

290309-00

CGL—third-party over exclusions
We are seeing third-party over exclusion endorsements on property owner policies written in the surplus-lines market. What are the coverage......

900369-00

Massachusetts surplus-lines fees
What is the law on the maximum surplus-lines fee that can be charged in Massachusetts?...

900509-00

Excess line placement—authorized offer
If I have received three declinations, but an authorized insurer has made an offer, can I place coverage with an unauthorized insurer in order to......