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      Calendar of events: | 
     
    
        
        February 28, 2018 
NJYIP Education and Networking Event 
 
March 15, 2018 
NJYIP Networking Event 
Dave and Buster’s | Woodbridge 
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              May 7, 2018 
NJYIP 28th Annual Golf Open 
Old  York Country Club | Chesterfield 
 
June 10-12, 2018 
          PIANJ/PIANY Annual Conference 
          Harrah’s  Resort & Casino | Atlantic City 
           
          June 10, 2018 
          NJYIP  Annual Business Meeting 
          Harrah’s  Resort & Casino | Atlantic City 
           
          June 12, 2018 
          Challenge  to benefit Special Olympics New Jersey 
          Boardwalk  | Atlantic City 
 
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      Check out our recent events: | 
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      Welcome new members | 
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      Michael Bolger 
          Franklin Mutual Insurance Co. 
Branchville 
  
        David Delaney 
          Kingstone Insurance Co. 
          Kingston, N.Y.
         
          
        Anthony DeSouza 
          Franklin Mutual Insurance Co. 
          Branchville
 
          
        Batholomew DiMattina  
          JBL Trinity Group Ltd. 
          Atlantic Heights 
            
        Adriana Esposito 
          RPS-CESI 
          Clifton
 
          
        Erin Holcomb 
          Franklin Mutual Insurance Co. 
          Branchville  
          
        Alyssa Itzkowitz 
          ANE, Agency Network Exchange LLC 
          Monmouth Junction  
          
        Joseph Kane 
          National General Insurance 
          Brick  | 
      Jonathan Messier 
          Coughlin Duffy LLP 
          Morristown  
          
        David Plishka 
          RPS-CESI 
          Towaco 
          
        Harold W. Soden Jr. 
          Oliver E. Soden Agency 
          Jamesburg 
             
        Kevin Sommer 
          Franklin Mutual Insurance Co. 
          Branchville  
          
        Magda Ventura 
          TE Freuler Agency 
          Somerset  
          
        Sean Weinberg 
          Brown & Connery 
          Haddonfield  
          
        Sean Wentz 
          McGowan Risk Specialists 
          Jackson  
          
        Stephanie Wernick 
          The Service Insurance Co. 
          West Orange  | 
     
    
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      NJYIP board of directors | 
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       President 
          Aaron Levine 
          LG Insurance Group 
            Long Branch 
           
          Vice President 
          Logan True 
          True &  Associates 
          Westfield 
           
          Treasurer 
          Michael S. DeStasio 
          The Travelers  Cos. 
          Edison 
           
          Secretary 
          Ryan Cervasio  
          McGowan Risk  Specialists 
          Eatontown 
           
          Immediate Past President 
          Casey Yarger, CIC, CRM, 
          Robert Petri & Daughter Insurance Agency 
          Milltown 
           
          Active Past President 
          Tom Wilkens 
           McGowan Risk  Specialists 
Eatontown        | 
      Director 
          John DeFeo  
          Edward R. DeFeo  Agency Inc. 
          Florham Park 
           
          Director 
          Lisa Glesias, CPIA  
          Franklin  Mutual Insurance 
          Branchville 
           
          Director 
          Andrew Harris Jr., CIC, AAI 
          Liberty  Insurance Associates 
          Millstone Township 
           
          Director 
          Alyssa Itzkowitz 
          ANE 
          Monmouth Junction, NJ 
           
          Director 
          Stephanie Wernick 
          The  Service Insurance Co. 
          West Orange  | 
     
    
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      Sponsor  spotlight: | 
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         The  premier trade association for the insurance industry, PIANJ is dedicated to  building the future for insurance agents everywhere. Offering member benefits  including advocacy, networking, continuing-education and resources such as the Industry Resource Center, members should always Think PIA first. In addition,  PIANJ offers PIA Creative Services and insurance coverages like E&O to help agents grow their business. PIANJ is  affiliated with PIA National. If you are interested in becoming a PIANJ member,  call (800) 424-4244 or click here. 
          
        Franklin Mutual Insurance Co.
        Franklin  Mutual Insurance is one of the most established and respected insurance  companies in New Jersey. In business since 1879, FMI offers superior coverages  to New Jersey residents and business owners, sold exclusively through  professional independent agents. Rated “A+” (Superior) by A.M. Best and named a  Ward’s Top 50 performer for eight consecutive years, it has the financial strength  and stability to protect its insureds and continue to grow its business. For  more information, click here. 
          
        The Cumberland Insurance Group
        The  board, management and staff of The Cumberland Insurance Group have dedicated  themselves to building a company with integrity and vision to provide  individuals, families and businesses with the security necessary to protect  their assets and grow their enterprises since 1844. The company has evolved  over its century-and-a-half-long history. Today, its culture thrives on open  communication, promotes employee advancement, and values the diversity of  people and their expertise. It also exemplifies a partnership between the  company and its independent agents. It strives to exceed customer expectations,  not meet them, and it is relentless in its commitment, offering policyholders  and agents the best products and services. As a mutual insurance company,  Cumberland is able to put its policyholders first and take a long-term  strategic view. This allows the company to focus on the insurance needs of its  policyholders and to provide superior service to them. For more information  click here.  | 
     
    
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      Did you know? | 
     
    
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      NJYIP launches new website
        NJYIP  has launched its newly  redesigned website. The fresh and updated look allows for easier navigation  and will include news, resources and information for NJYIP members, as well as  sponsor highlights and upcoming networking opportunities. PIA encourages its  members to check out the site and to consider making up-and-coming agency stars  part of the YIP organization. 
          
        CPIA national designation program
        Did  you know that as a member of NJYIP, you can get a discount on your Certified  Professional Insurance Agent certification? The American Insurance Marketing  and Sales Society's Certified Professional Insurance Agent designation is  first-of-its kind, hands-on, how-to training. The Insurance Success Seminars  are designed to enhance the ability of producers, sales support staff and  company personnel to efficiently create and distribute comprehensive insurance  programs. Participants leave with ideas that will produce results immediately.  The workshops are engaging right from the start. You will work with fellow  insurance professionals and learn by working on real-life issues. Together,  you'll create practical solutions that you can implement as soon as you get  back to your office. And because you learn by doing, not by just listening,  you'll remember—and be able to use—much more of what is covered in class. The  three parts of the CPIA designation will teach you how to build and deliver  effective insurance programs, broaden your organization's market reach and  deliver customer service that drives increased retention. You will leave with  expanded technical knowledge, practical ways to reduce errors-and-omissions  exposures and a greater confidence in your ability to serve today's customers  with what they want and more. Learn more here. 
          
        Get involved to ensure a bright future
        NJYIP  members like you are the future of the insurance industry. That is why it is  crucial for you to get involved now in the processes that shape the industry’s  future. What happens in the legislative arena affects every professional,  independent insurance agent, whether they participate in it. We urge you to be  active in shaping your future. Make your voice heard by donating to NJPIAPAC,  our Political Action Committee. NJPIAPAC has advocated for, and won, many  legislative victories for the industry, including the Certificates of Insurance  Law and ensuring home contractors had proper insurance coverage in the  aftermath of Superstorm Sandy. Your contribution will help this and future  efforts, including reforming New Jersey’s duty of care for producers. You or  your firm may make a donation to NJPIAPAC. When you make a donation, your name  (or your firm’s name if a corporate donation) will appear in PIANJ publications  to highlight your support, unless you choose to remain an anonymous donor. Please note: New Jersey law prohibits  insurance carriers from making PAC contributions. Consider supporting  NJPIAPAC at any level of giving. Every dollar is vital in increasing our  efforts to effect legislative change. Your generous donation will help to shape  the future you want to live and work in, starting today. Support NJPIAPAC today here.  | 
     
    
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      News | 
     
    
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        PIA offers resources to help with duty of care 
The  standard of care to which producers in New Jersey are held  in dealings with  their clients has evolved over  the course of nearly 60 years of case law into one of the highest standards in the country. Under the current standard, the  obligations of an agent/broker are: 1. to procure insurance; 2. to secure a  policy that is neither void nor materially deficient; and 3. to provide the  coverage he or she undertook to supply. If an agent or broker fails to exercise  the requisite skill and diligence when fulfilling those obligations, then there  is a breach of the duty of care, and liability arises. More ...  PIANJ is engaging in a campaign of education and reform. The association has created —and  will continue to create—education materials including sample letters. In addition PIANJ is exploring the option to reform  the duty of care standard through legislation to bring that standard more in  line with neighboring states.   | 
     
    
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      Annual sponsors
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      Diamond
        G&G  Underwriters 
          Professional  Insurance Agents of New Jersey 
                   
        
  
        Platinum
        Franklin Mutual Insurance 
          
        Silver
        AFLAC/bethellenfrederickson, LLC 
          ANE, Agency Network Exchange 
          The Cumberland Insurance Group 
          D’Agostino Agency Insurance 
          Farmers Mutual Insurance Co. of Salem County 
          Farmers of Flemington 
          Markel Northeast 
          Merchants  Insurance Group 
          Progressive Insurance 
Service Insurance Co.           
          Western World Insurance 
  
        Bronze
                  The Barclay  Group   | 
     
    
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      The information in this newsletter is meant as a guideline only. There is nothing in this newsletter that alters the coverage or interpretation of any specific policy. Because some statements are generalizations, and because different companies’ policies contain slight differences, please refer toyour specific policy. Call our office before making any judgments or decisions
        concerning your particular situation and coverage that may, or may not, apply.
        If you prefer not to receive this email newsletter click here. | 
     
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