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Excess and surplus lines
Placement with unauthorized insurer
I was competing with another broker for a commercial risk. My quote was with an authorized insurer. The other broker quoted a lower premium from......
Change in coverage by nonadmitted carrier
In Connecticut when a carrier is going to substantially change the terms of coverage (e.g., adding an exclusion), to my knowledge, they are......
Surplus lines—proper declinations
An insured came to me with a difficult-to-place risk and I’m considering the E&S market. To place it, I need to get three declinations.......
Domestic surplus-lines insurers
Can a domestic insurer place insurance through a surplus-lines broker? I didn’t think this was allowed....
Massachusetts surplus-lines fees
What is the law on the maximum surplus-lines fee that can be charged in Massachusetts?...