Ask PIA is a members-only searchable database featuring hundreds of
member questions answered by our highly-qualified technical specialists
If you have not registered for members-only sevices from PIA click here.
Certificates of insurance
Certificate holder notification
In Connecticut, must the certificate holder be notified if the policy is canceled?...
We frequently are asked to issue a certificate of insurance for contractors. If there are excluded operations (e.g., roofing), should these be......
BAP additional insured
Suppose a certificate holder requests additional insured coverage on the business automobile policy, as well as the general liability policy. Can......
Primary language on certificates
If “primary” coverage is already built into most subcontractors’ general liability policies, why won’t their insurance......
Certificate—how much information is enough under certificates of insurance
When issuing a certificate of insurance, how much information about the insured’s coverages do we need to list on the certificate? For......
Automatic additional insured
If we indicate that a contractor is an additional insured on a certificate of insurance and there is an automatic additional insured endorsement......
Certificates—midterm change in limits
In these economic times, we have a number of clients looking to reduce their umbrella limit on a midterm basis. We have issued certificates......
‘Sample’ certificate of insurance
We have an insured asking for a “sample” certificate of insurance. He does not want a certificate holder listed and intends to deliver......
My client has insurance to do business as a drywaller and gave a certificate of insurance to a general contractor. She recently had her policy......