Understanding our company placement procedure

1. You submit a completed application and necessary supplements
2. PIA reviews for accuracy and completeness
3. Based on the information received, PIA and/or Agency Resources will determine (based on the risk) which carrier would quote the business
   
   

To review Underwriting Guidelines for all carriers go to
http://www.pia.org/SVS/wc/ARIuw.shtml or call PIA at 800-424-4244,
extension 850.

Code	Phraseology
1860	Abrasive Paper or Cloth Preparation
8803	Accountant, Auditor or Factory Cost or Office Systematizer - Traveling
8800	Addressing or Mailing Co.
3507	Agricultural or Construction Machinery Mfg.
5536	Air Conditioning and Heating Duct Work - Shop and Outside - & Drivers
3685	Air Pressure or Steam Gauge Mfg.
3227	Aluminum Ware Mfg.
5648	Aluminum, Plastic or Vinyl Siding Installation & Drivers
4511	Analytical Chemist
8601	Architect or Engineer - Consulting
3200	Arms Mfg. NOC
4133	Art or Cathedral Glass Window Mfg.
1463	Asphalt or Tar Distilling or Refining & Drivers
1463	Asphalt Works & Drivers
4511	Assaying
9182	Athletic Team or Park: - Operation of Park & Drivers
8820	Attorney - All Employees - & Clerical, Messengers, Drivers
8090	Auctioneers & Salespersons
4923	Audio or Visual Recording Media Mfg.
8803	Auditor, Accountant or Factory Cost or Office Systematizer - Traveling
3821	Auto Dismantling
3145	Automatic Screw Machine Products Mfg.
3634	Automatic Sprinkler Head Mfg.
5188	Automatic Sprinkler Installation & Drivers
8391	Automobile Body Repair Shop - All Operations - & Drivers
8391	Automobile Car Wash & Drivers
3827	Automobile Engine Mfg.
8391	Automobile Gasoline and/or Service Station: Full or Full and Self-Service Gasoline & Drivers
8382	Automobile Gasoline and/or Service Stations: Self-Service Gasoline - with Convenience Store
8381	Automobile Gasoline Station - Retail - Self-Service
3648	Automobile Lighting, Ignition or Starting Apparatus Mfg. NOC
3808	Automobile Mfg. Or Assembly
8392	Automobile Parking Lot & Drivers
3807	Automobile Radiator Mfg.
8391	Automobile Repair Shop - All Operations - & Drivers
8391	Automobile Sales or Service Agency - All Operations - & Drivers
8748	Automobile Salespersons
8392	Automobile Storage Garage or Parking Station & Drivers
8391	Automobile Tire Dealer & Drivers
8748	Automobile Tire Salespersons
3381	Automobile Wheel Mfg. - Metal - Not Cast
9505	Automobile, Bus, Truck or Trailer Body Mfg.: - Painting
9522	Automobile, Bus, Truck or Trailer Body Mfg.: - Upholstering
2576	Awning or Tent Mfg. - Shop Only
3865	Baby Carriage Mfg.
4273	Bag Mfg. - Paper or Plastic
2578	Bag or Sack Mfg. - Cloth
2578	Bag Renovating
2003	Bagel Mfg. & Route Salespersons, Route Supervisors & Drivers
8043	Bagel Shops - Retail
2003	Bakery & Route Salespersons, Route Supervisors & Drivers
6504	Baking Powder Mfg.
3638	Ball or Roller Bearing Mfg.
9074	Bar/Tavern
9586	Barber Shop
9015	Baths
3642	Battery Mfg.
3647	Battery Mfg. - Storage
8102	Bean Sorting or Handling
9586	Beauty Parlor
3300	Bed Spring or Wire Mattress Spring Mfg.
3076	Bedstead Mfg. or Assembly - Metal
3865	Bicycle Mfg. Or Assembly
9089	Billiard Hall
2883	Billiard Table Mfg.
1438	Blast Furnace Operation & Drivers
9052	Boarding House or Hotel - Resort - All Other Employees - & Drivers
9058	Boarding House or Hotel - Resort - Restaurant Employees
9052	Boarding House or Hotel - Seasonal - All Other Employees - & Drivers
9058	Boarding House or Hotel - Seasonal - Restaurant Employees
7201	Boarding or Livery Stable - Not Sales Stable - & Drivers
8731	Boiler Inspection
3620	Boilermaking
3132	Bolt or Nut Mfg.
4452	Bone or Ivory Goods Mfg.
4307	Bookbinding
3548	Bookbinding or Printing Machinery Mfg.
2660	Boot or Shoe Mfg. NOC
4282	Boot or Shoe Pattern Mfg.
4568	Borax, Potash or Salt Producing or Refining & Drivers
8264	Bottle, Rubber, Paper Stock or Rag Dealer - Second-Hand - & Drivers
2157	Bottling NOC & Drivers
9093	Bowling Lane
2817	Box Mfg. - Cigar - Wood
4240	Box Mfg. - Set-up Paper
4243	Box Mfg. NOC - Folding Paper
2570	Box Spring or Mattress Mfg.
2387	Braid or Fringe Mfg.
2121	Brewery & Drivers
4024	Brick Mfg. - Fire or Enameled - & Drivers
4024	Brick or Clay Products Mfg. NOC & Drivers
9019	Bridge or Vehicular tunnel Operation & Drivers
1463	Briquet or Coal Billet Mfg. & Drivers
2841	Brush or Broom Handle Mfg.
2835	Brush or Broom Mfg. NOC
3129	Buckle or Button Mfg. - Metal
8232	Building Material Dealer - No Second-Hand Material - & Local Managers, Drivers
9029	Building NOC - Maintenance or Ordinary Repair Only - Not Contractors
9026	Building Operation - Commercial - No Dwelling Occupancy Except by Owner or Custodian
9027	Building Operation - Dwelling or Combined Dwelling and Commercial Occupancy Not More than One Story Used for Commercial Purposes
9028	Building Operation NOC - Dwelling or Combined Dwelling and Commercial Occupancy
1463	Building or Roofing Paper or Felt Preparation - No Installation - & Drivers
9030	Building Service Contractor
9522	Burial Garment Mfg. And Casket or Coffin Upholstering
2070	Butter or Cheese Mfg. & Route salespersons, Route Supervisors & Drivers
4479	Button Mfg. NOC
3129	Button or Buckle Mfg. - Metal
2883	Cabinet Mfg. - Wood - For Audio or Visual Devices
2881	Cabinet Work - No Power Woodworking Machinery
2818	Cabinet Work - With Power Machinery
2816	Cabinet Work - With Power Machinery
2817	Cabinet Work - With Power Machinery
5429	Cabinet Work Installation
7536	Cable Installation & Divers
4470	Cable Mfg. - Insulated Electrical
1924	Cable Mfg. Or Wire Drawing - Not Iron or Steel
3257	Cable or Wire Rope Mfg. - Iron or Steel
1438	Calcium Carbide Mfg. & Drivers
9048	Camp Operation - Recreational or Educational - All Employees - & Drivers
3220	Can Mfg.
4710	Candle Mfg.
2111	Cannery NOC
2576	Canvas Goods Mfg. NOC - Shop
2383	Carbon Paper or Typewriter Ribbon Mfg.
2157	Carbonated Beverage Mfg. NOC & Drivers
5645	Carpentry - Detached One or Two-Family Dwellings
5651	Carpentry - Dwellings - Three Stories or Less
2802	Carpentry - Shop Only - & Drivers
5403	Carpentry NOC
9521	Carpet Installation (AIG ONLY)
2302	Carpet or Rug Mfg. - Jute or Hemp
2402	Carpet or Rug Mfg. NOC
2593	Carpet, Rug or Upholstery Cleaning - Shop or Outside - & Route Salespersons, Drivers
3808	Carriage or Wagon Mfg. Or Assembly
5183	Carrier System Installation or Repair & Drivers
3574	Cash Register Mfg.
9061	Casino Gambling - All Employees - & Clerical
9044	Casino Gambling - Hotel - All Other Employees - & Salespersons
9058	Casino Gambling - Hotel - Restaurant Employees
3076	Casket or Coffin Mfg. or Assembly - Metal
2883	Casket or Coffin Mfg. or Assembly - Wood
9522	Casket or Coffin Upholstering and Burial Garment Mfg.
9071	Catering
4133	Cathedral or Art Glass Window Mfg.
5403	Cement or Concrete Distributing Tower Installation, Repair or Removal
5221	Cement or Concrete Work - Floors, Driveways, Yards or Sidewalks - & Drivers
9220	Cemetery Operation & Drivers
3110	Chain Mfg. Forged
7380	Chauffeurs & Helpers NOC - Commercial
2070	Cheese or Butter Mfg. & Route salespersons, Route Supervisors & Drivers
2041	Chewing Gum Mfg.
2041	Chocolate or Cocoa Mfg.
2172	Cigarette, Cigar or Tobacco Mfg.
8742	Claim Adjusters or Special Agents - Insurance Co.
4024	Clay or Brick Products Mfg. NOC & Drivers
9025	Cleaning Outside Surfaces of Buildings & Drivers
8810	Clerical Office Employees NOC
8803	Clerical Service Contractor - Traveling
8871	Clerical Telecommuter Employees
8103	Clippings Dealer & Drivers
3385	Clock Mfg.
2417	Cloth Printing
2591	Cloth Sponging & Route Salespersons, Drivers
2501	Clothing Mfg.
9060	Club - Country, Golf, Fishing or Yacht - & Clerical
9065	Club - Tennis - & Clerical
9061	Clubs NOC - All Employees - & Clerical
1463	Coal Billet or Briquet Mfg. & Drivers
8350	Coal Merchant & Drivers
2553	Coat Front Mfg.
2041	Cocoa or Chocolate Mfg.
6504	Coconut Shredding or Drying
6504	Coffee Cleaning, Roasting or Grinding
3076	Coffin or Casket Mfg. or Assembly - Metal
2883	Coffin or Casket Mfg. or Assembly - Wood
9522	Coffin or Casket Upholstering and Burial Garment Mfg.
8031	Cold Storage Locker - Frozen Foods
2501	Collar Mfg.
8742	Collectors, Messengers or Salespersons - Outside
9101	College: - All Other Employees & Drivers
8868	College: - Professional Employees & Clerical
5954	Color Grinding, Bleeding or Testing
5191	Computer Device Installation, Service or Repair
8810	Computer System Designers or Programmers: - Exclusively Office
8803	Computer System Designers or Programmers: - Traveling
3574	Computing, Recording or Office Machine Mfg. NOC
5213	Concrete Construction NOC
5403	Concrete or Cement Distributing Tower Installation, Repair or Removal
5221	Concrete or Cement Work - Floors, Driveways, Yards or Sidewalks - & Drivers
4034	Concrete Products Mfg. & Drivers
3559	Confection Machinery Mfg.
2041	Confection Mfg.
3507	Construction Machinery, Dredge or Steam Shovel Mfg. NOC
3507	Construction or Agricultural Machinery Mfg.
8227	Construction or Erection Permanent Yard
5606	Contractor - Executive Supervisor
8107	Contractors Machinery Dealer - Store or Yard - & Drivers
2302	Cord, Rope or Twine Mfg. - cotton, linen or silk
4244	Corrugated or Fiberboard Container Mfg.
8103	Cotton Merchant & Drivers
2302	Cotton Spinning and Weaving
8292	Cotton Storage
8810	Counseling - Social Work: - Inside Work Only
2001	Cracker Mfg.
2942	Crayon, Pencil or Penholder Mfg.
2070	Creameries & Route salespersons, Route Supervisors & Drivers
9620	Crematory Operation & Drivers
3384	Custom Jewelry Mfg. - Exclusively
3122	Cutlery Mfg. NOC
6017	Dam or Lock Construction: - Concrete Work & Drivers in Connection with Dams or Locks - All Types
4692	Dental Laboratory
8832	Dentist & Clerical
5403	Derrick or Oil Rig Erection or Dismantling - Applies to Rigs or Derricks of Wood
3372	Detinning
3384	Diamond Cutting or Polishing
2594	Diaper Service & Route Salespersons, Drivers
1925	Die Casting Mfg.
8831	Dog Show: - Kennel Employees & Drivers
2501	Doll Clothing or Cloth Dolls or Cloth Parts Mfg.
4475	Doll or Doll Parts Mfg. - Plastic
0042	Domestic Service Contractor - Outside - & Drivers
0908	Domestic Workers: - Inside - Occasional
5102	Door, Door Frame or Sash Erection - Metal or Metal Covered
3060	Door, Door Frame or Sash Mfg. - Wood - Metal Covered
2737	Door, Sash or Assembled Millwork Mfg. & Drivers
8235	Door, Sash or Finished Millwork Dealer & Drivers
2003	Doughnut or Cruller Mfg. - Not at Retail Shops - Route Salespersons, Route Supervisors & Drivers
9072	Doughnut Shops - Retail
8810	Drafting Employees
8871	Drafting Telecommuter Employees
6229	Drainage or Irrigation System Construction & Drivers
3507	Dredge, Steam Shovel or Construction Machinery Mfg. NOC
4038	Dress Form Mfg.
4282	Dress Pattern Mfg. - Paper
2503	Dressmaking or Tailoring - Custom - Exclusively
6204	Drilling NOC & Drivers
7380	Drivers and Helpers NOC - Commercial
4611	Drug, Medicine or Pharmaceutical Preparation - No Mfg. of Ingredients
4825	Drug, Medicine or Pharmaceutical Preparation Mfg. - Includes Mfg. of Ingredients
2591	Dry Cleaning or Laundry - Commercial - & Route Salespersons, Drivers
2590	Dry Cleaning or Laundry - Retail - & Route Salespersons, Drivers
8017	Dry Cleaning or Laundry Collecting or Distributing Store
8017	Dry Cleaning or Laundry Store - Self-Service
4024	Earthenware or Tile Mfg. NOC & Drivers
3191	Electric Lighting Fixture, Lantern or Lamp Mfg.: - All Other Operations
3190	Electric Lighting Fixture, Lantern or Lamp Mfg.: - Assembly & Finishing
3643	Electric Power or Transmission Equipment Mfg.
3179	Electrical Apparatus Mfg. NOC
3737	Electrical Apparatus Repair or Servicing at Customers Premises & Drivers
3681	Electrical Cord Set, Radio or Ignition Harness Assembly
5190	Electrical Wiring - Within Buildings - & Drivers
3372	Electroplating
5160	Elevator Erection or Repair
8731	Elevator Inspecting
3042	Elevator or Escalator Mfg.
2388	Embroidery Mfg.
3827	Engine Mfg. - Automobile
3612	Engine Mfg. NOC
8601	Engineer or Architect - Consulting
4352	Engraving
3737	Equipment or Machinery Repair or Servicing at Customers Premises NOC & Drivers
3042	Escalator or Elevator Mfg.
4628	Essential Oils Mfg. & Distillation
6217	Excavation NOC & Drivers
8809	Executive Officers NOC - Not Foreman, Workers or Salespersons
5606	Executive Supervisor - Contractor
9055	Exercise or Health Institute
3632	Explosives or Ammunition Mfg.: - Projectile or Shell Mfg.
9014	Exterminator & Drivers
4628	Extract Mfg.
3270	Eyelet Mfg.
4493	Fabric Coating or Impregnating NOC
8803	Factory Cost of Office Systematizer, Accountant or Auditor - Traveling
8116	Farm Machinery Dealer - All Operations - & Drivers
0050	Farm Machinery Operation - By Contractor - & Drivers
8199	Farm or Feed Supply Dealer - Retail - Exclusively
0006	Farms: - Farm NOC & Drivers
0007	Farms: - Fruit Farm & Drivers
0034	Farms: - Poultry Farm & Drivers
0031	Farms: - Vegetable, Berry or Grape Farm & Drivers
3270	Fastener Mfg. - Metal
2534	Feather or Flower Mfg. - Artificial
2571	Feather Pillow Mfg.
2014	Feed Mfg.
8199	Feed or Farm Supply Dealer - Retail - Exclusively
8215	Feed, Hay, Grain or Fertilizer Dealer & Local Managers, Drivers
2288	Felt Mfg.
1463	Felt or Building or Roofing Paper Preparation - No Installation - & Drivers
6400	Fence Erection - Metal
4583	Fertilizer Mfg. & Drivers
8215	Fertilizer, Hay, Grain or Feed Dealer & Local Managers, Drivers
4263	Fiber Goods Mfg.
4244	Fiberboard or Corrugated Container Mfg.
3118	File Mfg.
4362	Film Exchange - Motion Picture - & Clerical
3076	Fireproof Equipment Mfg.
2101	Fish Curing
4902	Fishing Rod and tackle Mfg.
2302	Flax Spinning and Weaving
5429	Floor Installation - Parquet or Wooden Finished
0035	Florist - Cultivating or Gardening - & Drivers
2534	Flower or Feather Mfg. - Artificial
6504	Food Sundries Mfg. NOC - No Cereal Milling
3110	Forging Work - Drop or Machine
4432	Fountain Pen Mfg.
2387	Fringe or Braid Mfg.
2112	Fruit Evaporating or Preserving
0007	Fruit Farm & Drivers
2143	Fruit Juice Mfg. - All Operations
2105	Fruit Packing
8232	Fuel and Material Dealer NOC - No Second-Hand Building Materials or Lumber - & Local Managers, Drivers
3581	Fuel Injection Device Mfg.
9620	Funeral Directors & Drivers
2600	Fur Mfg. - Preparing Skins
2553	Furnishing Goods Mfg. NOC - From Textile Fabrics
2881	Furniture Assembly - Wood - From Manufactured Parts
3076	Furniture Mfg. - Metal
2883	Furniture Mfg. NOC - Wood
5429	Furniture or Fixture Installation NOC
2735	Furniture Stock Mfg.
9522	Furniture Upholstering
3372	Galvanizing or Tinning
8353	Gas Company: - Gas Dealer - L.P.G. - All Operations - & Drivers
3191	Gas Lighting Fixture, Lantern or Lamp Mfg.: - All Other Operations
3190	Gas Lighting Fixture, Lantern or Lamp Mfg.: - Assembly & Finishing
3574	Gas Meter Mfg.
8601	Gas or Oil Geologist or Scout
6216	Gas or Oil Lease Work NOC - Natural Gas - By Contractor - & Drivers
8350	Gasoline or Oil Dealer & Drivers
1463	Gasoline Recovery & Drivers
3635	Gear Mfg. Or Grinding
8601	Geophysical Exploration NOC
4130	Glass Merchant
4111	Glass Mfg. - Cut
4101	Glass Mfg. NOC & Drivers
4133	Glass Window Mfg. - Stained
4111	Glassware Mfg. - No Automatic Blowing Machines
4114	Glassware Mfg. NOC
5462	Glazier - Away From Shop - & Drivers
2670	Glove Mfg. - Leather or Textile
2362	Glove or Mitten Mfg. - Knit
4653	Glue Mfg. & Drivers
3383	Gold Leaf Mfg.
6217	Grading of Land NOC & Drivers
8102	Grain Elevator Operation
2014	Grain Milling
8215	Grain, Feed, Hay or Fertilizer Dealer & Local Managers, Drivers
4310	Greeting Card Mfg.
5213	Guniting - Not Chimneys
2534	Hair Goods Mfg.
3146	Hardware Mfg. NOC
4902	Harness or Saddle Mfg.
9585	Hat Cleaning Establishment
2501	Hat Mfg. NOC
2600	Hatters Fur Mfg.
0050	Hay Bailing - By Contractor - & Drivers
8215	Hay, Grain, Feed or Fertilizer Dealer & Local Managers, Drivers
3307	Heat Treating - Metal
5536	Heating and Air Conditioning Duct Work - Shop and Outside - & Drivers
2302	Hemp or Jute Spinning and Weaving
4452	Horn Goods Mfg. - Fabricated Products Mfg.
3146	Horse Shoe Mfg.
7201	Horse Show: - Stable Employees & Drivers
2362	Hosiery Mfg.
8831	Hospital - Veterinary - & Drivers
9040	Hospital: - All Other Employees
8833	Hospital: Professional Employees
9044	Hotel - Casino Gambling - All Other Employees - & Salespersons
9058	Hotel - Casino Gambling - Restaurant Employees
9052	Hotel NOC: - All Other Employees & Drivers
9058	Hotel NOC: - Restaurant Employees
9052	Hotel or Boarding House - Resort - All Other Employees & Drivers
9058	Hotel or Boarding House - Resort - Restaurant Employees
9052	Hotel or Boarding House - Seasonal - All Other Employees & Drivers
9058	Hotel or Boarding House - Seasonal - Restaurant Employees
9521	House Furnishings Installation NOC & Upholstering
9519	Household Appliances - Electrical - Installation, Service or Repair - & Drivers
2039	Ice Cream Mfg. & Route Salespersons, Route Supervisors & Drivers
2150	Ice Mfg.
9093	Ice Skating Rink
4112	Incandescent Lamp Mfg.
4597	Ink (Writing), Mucilage or Paste Mfg.
4557	Ink Mfg. - Printing
8720	Inspection of Risks for Insurance or Valuation Purposes NOC
8719	Inspectors, Samplers or Weighers of Merchandise on Vessels or Docks or Railway Stations or Warehouses: - Coverage under State Act Only
8709	Inspectors, Samplers or Weighers of Merchandise on Vessels or Docks or Railway Stations or Warehouses: - Coverage under U.S. Act
3685	Instrument Mfg. NOC
5479	Insulation Work NOC & Drivers
8106	Iron or Steel Merchant & Drivers
8265	Iron or Steel Scrap Dealer & Drivers
5102	Iron or Steel: - Erection: - Door, Door Frame or Sash Erection - Metal or Metal Covered
5102	Iron or Steel: - Erection: - Iron, Brass or Bronze Erection - Decorative or Artistic
5102	Iron or Steel: - Erection: - Iron, Brass or Bronze Erection - Non-Structural - Interior
3041	Iron or Steel: - Fabrication: - Iron or Steel Works - Shop - Decorative or Artistic & Foundries, Drivers
6229	Irrigation or Drainage System Construction & Drivers
0251	Irrigation Works Operation & Drivers
4452	Ivory or Bone Goods Mfg.
3383	Jewelry Mfg.
8263	Junk Dealer & Drivers
2302	Jute or Hemp Spinning and Weaving
2362	Knit Goods Mfg. NOC
8755	Labor Union - All Employees
2388	Lace Mfg.
4439	Lacquer or Spirit Varnish Mfg.
3191	Lamp or Lantern Mfg.: - All Other Operations
3190	Lamp or Lantern Mfg.: - Assembly & Finishing
0042	Landscape Gardening & Drivers
2790	Last or Shoe Form Mfg.
5443	Lathing & Drivers
2591	Laundry or Dry Cleaning - Commercial - & Route Salespersons, Drivers
2590	Laundry or Dry Cleaning - Retail - & Route Salespersons, Drivers
8017	Laundry or Dry Cleaning Collecting or Distributing Store
8017	Laundry or Dry Cleaning Store - Self-Service
8820	Law Office - All Employees - & Clerical, Messengers, Drivers
1430	Lead Mfg. & Drivers
3027	Lead Works & Drivers
2688	Leather Belting Mfg.
2640	Leather Embossing
2688	Leather Goods Mfg. NOC
4493	Leather Mfg. - Imitation
2623	Leather Mfg. - Patent or Enamel
4150	Lens Mfg. - Ground
8800	Letter Service Shop
2594	Linen, Towel, Uniform or Apron Rental and Cleaning Company & Route Salespersons, Drivers
8032	Linen, Towel, Uniform or Apron Supply Company
2501	Lingerie Mfg.
4491	Linoleum Mfg.
4361	Linotype or Hand Composition - All Employees - & Drivers
4299	Lithographing
7201	Livery or Boarding Stable - Not Sales Stable - & Drivers
3507	Locomotive Works
3515	Loom Harness or Reed Mfg.
4251	Loose-Leaf Ledger or Notebook Mfg.
2683	Luggage Mfg.
8232	Lumber Yard - No Second-Hand Materials - & Local Managers, Drivers
2002	Macaroni Mfg.
3632	Machine Shop NOC
8107	Machinery Dealer NOC - Store or Yard - & Drivers
3737	Machinery or Equipment Repair or Servicing at Customers Premises NOC & Drivers
1438	Magnesium Metal Mfg. & Drivers
8800	Mailing or Addressing Co.
2121	Malt House & Drivers
5348	Marble or Stone Setting - Inside
8720	Marine Appraiser or Surveyor
5022	Masonry NOC
4279	Match Mfg.
2570	Mattress or Box Spring Mfg.
2095	Meat Products Mfg. NOC
4611	Medicine, Drug or Pharmaceutical Preparation - No Mfg. of Ingredients
4825	Medicine, Drug or Pharmaceutical Preparation Mfg. - Includes Mfg. of Ingredients
7231	Messenger Service Companies: - Delivering Mail, Parcels or Packages - All Employees - & Drivers
8742	Messenger Service Companies: - Foot Deliveries of Envelopes, Parcels or Packages
8742	Messengers, Collectors or Salespersons - Outside
5538	Metal Ceiling or Wall Covering Installation & Shop, Drivers
8106	Metal Merchant & Drivers
8500	Metal Scrap Dealer & Drivers
3129	Metal Stamped Products Mfg. - Automatic Punch Press
3400	Metal Stamped Products Mfg. NOC
7542	Meter Readers - Utility Company
1853	Mica Goods Mfg. & Mica Preparing
3620	Military Tank Hull Mfg. Or Assembly
2070	Milk Depot or Milk Dealer & Route salespersons, Route Supervisors & Drivers
2065	Milk Products Mfg. NOC
3507	Mining or Ore Milling Machinery Mfg.
4131	Mirror Mfg.
2362	Mitten or Glove Mfg. - Knit
9029	Mobile Home or Trailer Park
2021	Molasses or Syrup Refining, Blending or Mfg.
2731	Molding or Planing Mill
5348	Mosaic, Stone, Terrazzo or Tile Work - Inside
4360	Motion Picture: - Development of Negatives, Printing and All Subsequent Operations
4362	Motion Picture: - Film Exchange & Clerical
9610	Motion Picture: - Production - In Studios or Outside All Operations Up to the Development of Negatives - & Drivers
3808	Motorcycle Mfg. Or Assembly
4597	Mucilage, Ink (Writing) or Paste Mfg.
9410	Municipal, Township, County or State Employee NOC
4352	Music Recording Studios
4282	Music Roll Mfg. - Perforated Paper
3686	Musical Instrument Mfg. NOC - Metal
2923	Musical Instrument Mfg. NOC - Wood
3270	Nail Mfg.
3383	Needle Mfg.
2380	Net Mfg.
8745	News Agent or Distributor of Magazines or Other Periodicals - Not Retail Dealer - & Salespersons, Drivers
4312	Newspaper Carriers - Including Use of Bicycles
4304	Newspaper Publishing
4251	Notebook or Loose-Leaf Ledger Mfg.
0005	Nursery Employees & Drivers
6504	Nut Cleaning or Shelling
3132	Nut or Bolt Mfg.
5191	Office Machine or Appliance Installation, Service or Repair
8803	Office or Factory Cost Systematizer, Accountant or Auditor - Traveling
3574	Office, Computing or Recording Machine Mfg. NOC
4493	Oil Cloth Mfg.
6504	Oil Mfg. NOC - Vegetable
5193	Oil or Gas Burner Installation, Service or Repair & Shop, Drivers
8601	Oil or Gas Geologist or Scout
6216	Oil or Gas Lease Work NOC - Natural Gas - By Contractor - & Drivers
5213	Oil or Gas Well: - Acidizing
5213	Oil or Gas Well: - Cementing
8601	Oil or Gas Well: - Instrument Logging or Survey Work
8107	Oil or Gas Well: - Supplies or Equipment Dealer - New - Store or Yard - & Drivers
8350	Oil or Gasoline Dealer & Drivers
1463	Oil Refining - Petroleum - & Drivers
5403	Oil Rig or Derrick Erection or Dismantling - Applies to Rigs or Derricks of Wood
4150	Optical Goods Mfg. NOC
3507	Ore Milling or Mining Machinery Mfg.
2923	Organ Building & Installation
4038	Ornament or Plaster Statuary Mfg.
5474	Painting or Decorating NOC
9505	Painting: - Automobile or Carriage Bodies
9501	Painting: - Shop Only & Drivers
4273	Paper Bag Mfg.
3548	Paper Box Machinery Mfg.
4250	Paper Coating
4250	Paper Corrugating or Laminating
4250	Paper Creping
4279	Paper Goods Mfg. NOC
4239	Paper Mfg.
4250	Paper Oiling, Paraffining, Parchmentizing or Waxing
8264	Paper Stock, Bottle, Rubber or Rag Dealer - Second-Hand - & Drivers
5429	Parquet or Finished Wooden Floor Installation
4597	Paste, Ink (Writing) or Mucilage Mfg.
2790	Pattern Making NOC
5221	Paving or Repaving - Floors, Driveways, Yards or Sidewalks - & Drivers
8102	Peanut Handling
4432	Pen Mfg. - Fountain or Ballpoint
3383	Pen Point Mfg.
4432	Pencil Mfg. - Mechanical
2735	Pencil Stock Mfg. - Wood
2942	Pencil, Penholder or Crayon Mfg.
2942	Penholder, Crayon or Pencil Mfg.
8831	Pet Grooming & Drivers
4693	Pharmaceutical or Surgical Goods Mfg. NOC
4611	Pharmaceutical, Drug or Medicine Preparation - No Mfg. of Ingredients
4825	Pharmaceutical, Drug or Medicine Preparation Mfg. - Includes Mfg. of Ingredients
4431	Phonograph Record Mfg.
8016	Photocopy Shops - All Employees - & Clerical, Salespersons, Drivers
4351	Photoengraving
4361	Photographer - All Employees - & Drivers
4923	Photographic Supplies Mfg.
8832	Physician & Clerical
2883	Piano Case Mfg.
2923	Piano Mfg.
5191	Piano Tuning - Away from Shop
2101	Pickle Mfg.
2571	Pillow, Quilt or Cushion Mfg.
3270	Pin Mfg.
2790	Pipe Mfg. - Wooden, Tobacco
3028	Pipe or Tube Mfg. - Iron or Steel - & Drivers
3027	Pipe or Tube Mfg. - Lead & Drivers
3022	Pipe or Tube Mfg. NOC & Drivers
2731	Planing or Molding Mill
4038	Plaster Statuary or Ornament Mfg.
5480	Plastering NOC & Drivers
5022	Plastering or Stucco Work - On Outside of Buildings
4273	Plastic Bag Mfg.
5648	Plastic, Vinyl or Aluminum Siding Installation & Drivers
4452	Plastics Mfg.: - Fabricated Products NOC
4475	Plastics Mfg.: - Molded Products NOC
4476	Plastics Mfg.: - Molded Products NOC - Assembling and Subsequent Finishing Only
4459	Plastics Mfg.: - Sheets, Rods or Tubes
4299	Playing Cards Mfg.
8111	Plumbers Supplies Dealer & Drivers
3188	Plumbers Supplies Mfg. NOC
5183	Plumbing NOC & Drivers
2302	Plush or Velvet Mfg.
2689	Pocketbook Mfg.
8232	Pole, Post or Tie Yard & Drivers
4597	Polish or Dressing Mfg.
4361	Portrait Studio - All Employees - & Drivers
4568	Potash, Borax or Salt Producing or Refining & Drivers
4053	Pottery Mfg.: - China or Tableware
4061	Pottery Mfg.: - Earthenware - Glazed or Porcelain - Hand Molded or Cast
4062	Pottery Mfg.: - Porcelain Ware - Mechanical Press Forming
0034	Poultry Farms & Drivers
3507	Power Plow or Traction Engine Mfg.
3384	Precious Stone Setting
3629	Precision Machined Parts Mfg. NOC
4299	Printing
3548	Printing or Bookbinding Machinery Mfg.
9101	Public Library or Museum: - All Other Employees & Drivers
8838	Public Library or Museum: - Professional Employees
4207	Pulp Mfg. - Chemical Process
4263	Pulp Mfg. - Ground Wood Process
3612	Pump Mfg.
8012	Quick Printing
2571	Quilt Mfg.
3807	Radiator Mfg. - Automobile
7610	Radio or Television Broadcasting Station - All Employees - & Clerical, Salespersons, Drivers
9519	Radio or Television Set Installation, Service or Repair & Drivers
4112	Radio Tube Mfg.
3681	Radio, Television, Telephone or Telecommunications Device Mfg. NOC
8264	Rag, Bottle, Paper Stock or Rubber Dealer - Second-Hand - & Drivers
6701	Railroad Construction: - All Operations & Drivers
2913	Rattan, Willow or Twisted Fiber Products Mfg.
2305	Rayon Mfg.
3270	Razor Mfg. - Safety
3122	Razor Mfg. NOC
8742	Real Estate Agency - Outside Employees - & Collectors
4352	Recording - Masters and Stock Tapes - Music
4923	Recording Tape or Disk Mfg.
9029	Recreational Vehicle Campground or Park
3515	Reed or Loom Harness Mfg.
4024	Refractory Products Mfg. & Drivers
3612	Refrigeration Unit Mfg.
9101	Religious House of Worship: - All Other Employees & Drivers
8840	Religious House of Worship: - Professional Employees
4665	Rendering Works NOC & Drivers
9072	Restaurant: Fast Food
9071	Restaurant: Full-Service
3507	Road or Street Making Machinery Mfg.
3638	Roller or Ball Bearing Mfg.
9093	Roller Skating Rink
3027	Rolling Mill NOC & Drivers
1463	Roofing or Building Paper or Felt Preparation - No Installation - & Drivers
2302	Rope, Cord or Twine Mfg. - cotton, linen or silk
8751	Route Salespersons and Route Supervisors
4410	Rubber Goods Mfg. NOC
4410	Rubber Reclaiming
4299	Rubber Stamp Mfg. Or Assembly
8264	Rubber Stock Dealer - Second-Hand - & Drivers
4420	Rubber Tire Mfg.
2302	Rug or Carpet Mfg. - Jute or Hemp
2402	Rug or Carpet Mfg. NOC
2593	Rug, Carpet or Upholstery Cleaning - Shop or Outside - & Route Salespersons, Drivers
2578	Sack or Bag Mfg. - Cloth
4902	Saddle or Harness Mfg.
3507	Safe Mfg. Or Repairing
2576	Sail Making
8742	Salespersons - Inside
8742	Salespersons, Collectors or Messengers - Outside
4568	Salt, Borax or Potash Producing or Refining & Drivers
8263	Salvage Operations - No Wrecking - & Drivers
4298	Sample Card Mfg.
2737	Sash, Door or Assembled Millwork Mfg. & Drivers
3060	Sash, Door or Door Frame Mfg. - Wood - Metal Covered
8235	Sash, Door or Finished Millwork Dealer & Drivers
5213	Satellite Dish Installation: - Concrete Pouring
5190	Satellite Dish Installation: - Electrical Wiring Within Buildings & Drivers
2095	Sausage or Sausage Casing Mfg.
3118	Saw Mfg.
5403	Scaffolds - Outrigger - Installation, Repair or Removal
9101	School: - All Other Employees & Drivers
8868	School: - Professional Employees & Clerical
3145	Screw Mfg.
8264	Second-Hand Dealer - Bottle, Paper Stock, Rag or Rubber - & Drivers
8102	Seed Merchant
5183	Sewer - Cleaning - of Building Connections Using Portable Equipment - & Drivers
3561	Sewing Machine Mfg.
2841	Shade Roller Mfg. - Wood
3832	Sheet Metal Airplane Parts Mfg.
3067	Sheet Metal Work - Shop Only
3066	Sheet Metal Work - Shop Only
5538	Sheet Metal Work Erection, Installation or Repair NOC - Shop or Outside - & Drivers
5445	Sheet Rock Installation - Within Buildings - & Drivers
3620	Ship Building - Iron or Steel NOC: - Boilermaking
3632	Ship Building - Iron or Steel NOC: - Machine Shop - Other than Maintenance Machine Shop
7999	Ship Chandler - Wholesale
2501	Shirt Mfg.
2688	Shoe Findings Mfg.
2790	Shoe Form or Last Mfg.
2660	Shoe or Boot Mfg. NOC
4282	Shoe or Boot Pattern Mfg.
9585	Shoe Repair Shop
9585	Shoe Shine Shop
2688	Shoe Stock Mfg.
9180	Shooting Gallery & Drivers
2501	Shoulder Pad Mfg.
8747	Showroom Salespersons
2841	Shuttle Mfg.
5648	Siding Installation - Aluminum, Plastic or Vinyl - & Drivers
3064	Sign Mfg. or Repair - Metal - Shop Only
9501	Sign Painting or Lettering in Buildings & Drivers
9553	Sign Painting or Lettering on Buildings or Structures & Drivers
2303	Silk Throwing and Weaving
3381	Silverware Mfg.
0042	Silviculture & Drivers
3146	Skate Mfg.
1439	Smelting - Electric Process
1438	Smelting, Sintering or Refining - Metals - Not Iron or Lead - NOC - & Drivers
1430	Smelting, Sintering or Refining Lead & Drivers
3634	Soda Water Fountain or Apparatus Mfg.
3685	Speedometer or Taximeter Mfg.
6504	Spice Mills
3132	Spike Mfg.
4439	Spirit Varnish or Lacquer Mfg.
2157	Spirituous Liquor Bottling & Drivers
4902	Sporting Goods Mfg. NOC
3303	Spring Mfg.
3634	Sprinkler Head Mfg.
5188	Sprinkler Installation & Drivers
4251	Stationery Mfg.
7570	Steam Heating or Power Co. - All Employees - & Drivers
3685	Steam or Air Pressure Gauge Mfg.
3507	Steam Shovel, Dredge or Construction Machinery Mfg. NOC
8726	Steamship Line or Agency - Port Employees: - Superintendents, Captains, Engineers, Stewards or Their Assistants, Pay Clerks
8719	Steamship Line or Agency - Port Employees: - Talliers, Checking Clerks and Employees Engaged in Mending or Repacking of Damaged Containers: - Coverage Under State Act Only
8709	Steamship Line or Agency- Port - Employees: - Talliers, Checking Clerks and Employees Engaged in Mending or Repacking of Damaged Containers: - Coverage under U.S. Act
8106	Steel or Iron Merchant & Drivers
8265	Steel or Iron Scrap Dealer & Drivers
8719	Stevedoring: - Talliers and Checking Clerks Engaged in Connection with Stevedore Work: - Coverage under State Act Only
8709	Stevedoring: - Talliers and Checking Clerks Engaged in Connection with Stevedore Work: - Coverage under U.S. Act
1809	Stone Cutting or Polishing - Marble or Limestone - & Drivers
1810	Stone Cutting or Polishing NOC & Drivers
5348	Stone or Marble Setting - Inside
5348	Stone, Mosaic, Terrazzo or Tile Work - Inside
8291	Storage Warehouse - Cold
8292	Storage Warehouse NOC
7999	Stores: - Auto Parts and Accessories Store - Wholesale
8046	Stores: - Automobile Accessories Store NOC - Retail - & Drivers
8043	Stores: - Bagel Shops - Retail
8072	Stores: - Book, Record, Compact Disk, Software, Video or Audio Cassette - Retail
8008	Stores: - Clothing or Wearing Apparel Store - Retail
8032	Stores: - Clothing or Wearing Apparel Store - Wholesale
8006	Stores: - Coffee, Tea or Spice Store - Retail
8034	Stores: - Coffee, Tea or Spice Store - Wholesale
8006	Stores: - Dairy Products Store - Retail
8034	Stores: - Dairy Products Store - Wholesale
8006	Stores: - Delicatessen Store - Retail
8039	Stores: - Department Store - Retail - & Salespersons, Clerical
8017	Stores: - Drug or Cigar Store - No Service of Food - Retail
8043	Stores: - Drug or Cigar Store - Retail - Including Service of Food - Not Restaurants
8047	Stores: - Drug Store - Wholesale
8017	Stores: - Dry Cleaning or Laundry Collecting or Distributing Store
8017	Stores: - Dry Cleaning or Laundry Store - Self-Service
8008	Stores: - Dry Goods Store - Retail
8032	Stores: - Dry Goods Store - Wholesale
8001	Stores: - Florist Store & Drivers
8006	Stores: - Frozen or Frosted Food Store - Retail
8034	Stores: - Frozen or Frosted Food Store - Wholesale
8006	Stores: - Fruit or Vegetable Store - Retail
8048	Stores: - Fruit or Vegetable Store - Wholesale
8044	Stores: - Furniture Store - Wholesale or Retail - & Drivers
4310	Stores: - Greeting Card Dealer - Wholesale
8006	Stores: - Grocery Store - Retail
8034	Stores: - Grocery Store - Wholesale
7998	Stores: - Hardware Store - Retail
7999	Stores: - Hardware Store - Wholesale
8105	Stores: - Hide or Leather Dealer
8013	Stores: - Jewelry Store
8032	Stores: - Linen, Towel, Uniform or Apron Supply Company
8021	Stores: - Meat, Fish or Poultry Dealer - Wholesale
8031	Stores: - Meat, Fish or Poultry Store - Retail
8043	Stores: - Retail Store NOC - Including Service of Food - Not Restaurants
8008	Stores: - Shoe Store - Retail
8032	Stores: - Shoe Store - Wholesale
8033	Stores: - Supermarket - Retail
8018	Stores: - Wholesale Store NOC
8017	Stores: Retail Store NOC - No Service of Food
7999	Stores: Ship Chandler - Wholesale
5428	Storm Door, Storm Sash, Screens or Weather Stripping Installation
3169	Stove Mfg.
5506	Street or Road Construction: - Paving or Repaving & Drivers
5507	Street or Road Construction: - Sub-Surface Work & Drivers
3507	Street or Road Making Machinery Mfg.
5022	Stucco or Plastering Work - On Outside of Buildings
2021	Sugar Refining
4693	Surgical or Pharmaceutical Goods Mfg. NOC
8601	Surveyor
2501	Suspender Mfg.
4751	Synthetic Rubber Mfg.
2021	Syrup or Molasses Refining, Blending or Mfg.
3270	Tack Mfg.
4902	Tackle and Fishing Rod Mfg.
2503	Tailoring or Dressmaking- Custom - Exclusively
3620	Tank Building - Metal - Shop
2623	Tanning
1463	Tar or Asphalt Distilling or Refining & Drivers
9600	Taxidermist
3685	Taximeter or Speedometer Mfg.
8871	Telecommuter Clerical Employees
8871	Telecommuter Drafting Employees
8901	Telephone or Telegraph Co.: - Office or Exchange Employees & Clerical
3681	Telephone, Television, Radio or Telecommunications Device Mfg. NOC
7610	Television or Radio Broadcasting Station - All Employees - & Clerical, Salespersons, Drivers
9519	Television or Radio Set Installation, Service or Repair & Drivers
3681	Television, Radio, Telephone or Telecommunications Device Mfg. NOC
9065	Tennis Club & Clerical
2576	Tent or Awning Mfg. - Shop Only
4053	Terra Cotta Mfg.
5348	Terrazzo, Mosaic, Stone or Tile Work - Inside
2413	Textile - Bleaching, Dyeing, Mercerizing, Finishing
2305	Textile Fiber Mfg. - Synthetic
3515	Textile Machinery Mfg.
9149	Theater - Drive-In - All Employees & Drivers
9158	Theatrical Production in Which Any Players or Entertainers Dance, Skate or Perform Acrobatic Acts: - All Other Employees
9159	Theatrical Production NOC: - Players, Entertainers or Musicians
3685	Thermometer Mfg.
2416	Thread or Yarn Dyeing or Finishing
2302	Thread or Yarn Mfg. - cotton, linen or silk
8232	Tie, Post or Pole Yard & Drivers
4024	Tile or Earthenware Mfg. NOC & Drivers
5348	Tile, Stone, Mosaic or Terrazzo Work - Inside
3372	Tinning or Galvanizing
8391	Tire Dealer - Automobile - & Drivers
2172	Tobacco, Cigar or Cigarette Mfg.
3126	Tool Mfg. - Agricultural, Construction, Logging, Mining, Oil or Artesian Well
3110	Tool Mfg. NOC - Drop or Machine Forged: - Forging
3114	Tool Mfg. NOC - Drop or Machine Forged: - Machining or Finishing of Tools or Die Making Operations
3113	Tool Mfg. NOC - Not Drop or Machine Forged
2594	Towel, Linen, Uniform or Apron Rental and Cleaning Company & Route Salespersons, Drivers
8032	Towel, Linen, Uniform or Apron Supply Company
3507	Traction Engine or Power Plow Mfg.
9029	Trailer or Mobile Home Park
0042	Tree Spraying, and/or Fumigating & Drivers
7219	Trucking: - Trucking Explosives or Ammunition - All Employees - & Drivers
7219	Trucking: - Trucking NOC - All Employees - & Drivers
7197	Trucking: - Trucking Parcels or Packages - Home Delivery From Retail Stores - & Drivers
2683	Trunk Mfg.
9019	Tunnel (Vehicular) or Bridge Operations & Drivers
2302	Twine, Cord or Rope Mfg. - cotton, linen or silk
2913	Twisted Fiber, Rattan or Willow Products Mfg.
3336	Type Foundry
3548	Typesetting Machinery Mfg.
3574	Typewriter Mfg.
2383	Typewriter Ribbon or Carbon Paper Mfg.
2501	Umbrella Mfg.
9620	Undertaker & Drivers
2594	Uniform, Linen, Towel or Apron Rental & Cleaning Company & Route Salespersons, Drivers
8032	Uniform, Linen, Towel or Apron Supply Company
9522	Upholstering
2593	Upholstery, Carpet or Rug Cleaning - Shop or Outside - & Route Salespersons, Drivers
7542	Utility Company - Meter Readers
3634	Valve Mfg.
4561	Varnish Mfg. - Oleo - Resinous
8209	Vegetable Packing & Drivers
0031	Vegetable, Berry or Grape Farm & Drivers
2302	Velvet or Plush Mfg.
5192	Vending or Coin Operated Machines - Installation, Service or Repair - & Route Salespersons, Route Supervisors, Drivers
2916	Veneer Products Mfg.
2881	Venetian Blind Assembly - From Manufactured Parts
8831	Veterinary Hospital & Drivers
4352	Video Tape Duplicating
8802	Vinyl Letter Processing
5648	Vinyl, Plastic or Aluminum Siding Installation & Drivers
3808	Wagon or Carriage Mfg. Or Assembly
5538	Wall Covering or Metal Ceiling Installation & Shop, Drivers
5445	Wallboard Installation - Within Buildings - & Drivers
4301	Wallpaper Mfg.
8291	Warehouse - Storage - Cold
8292	Warehouse NOC
3381	Watch Case Mfg.
3385	Watch Mfg.
3634	Water Meter Mfg.
5480	Waterproofing & Drivers - Interior of Buildings - By Trowel
5213	Waterproofing - By Means of Spray Gun, Cement Gun, Concrete Fun or Other Pressure Apparatus
5022	Waterproofing - Exterior of Buildings - By Trowel
9014	Waterproofing - Subterranean Work Only - & Drivers
5428	Weather Stripping, Storm Door, Storm Sash or Screens Installation
2380	Webbing Mfg.
8719	Weighers, Samplers or Inspectors of Merchandise on Vessels or Docks or at Railway Stations or Warehouses: - Coverage under State Act Only
8709	Weighers, Samplers or Inspectors of Merchandise on Vessels or Docks or at Railway Stations or Warehouses: - Coverage under U.S. Act
4902	Whip Mfg.
5954	Whiting Mfg.
2913	Willow, Rattan or Twisted Fiber Products Mfg.
2143	Winery - All Operations
8103	Wiping Cloth Dealer & Drivers
3255	Wire Cloth Mfg.
3241	Wire Drawing - Iron or Steel
1924	Wire Drawing or Cable Mfg. - Not Iron or Steel
3257	Wire Goods Mfg. NOC
4470	Wire Insulating or Covering
3300	Wire Mattress Spring or Bed Spring Mfg.
3257	Wire Rope or Cable Mfg. - Iron or Steel
8232	Wood Preserving & Drivers
2841	Wood Turned Products Mfg. NOC
5429	Wooden Finished or Parquet Floor Installation
2841	Woodenware Mfg. NOC
2600	Wool Combing or Scouring
8103	Wool Merchant & Drivers
2623	Wool Pulling
2286	Wool Spinning and Weaving
8227	Yard - Construction or Erection - Permanent
2286	Yarn Mfg. - Wool
2416	Yarn or Thread Dyeing or Finishing
2302	Yarn or Thread Mfg. - cotton, linen or silk
6504	Yeast Mfg.
9063	YMCA, YWCA, YMHA or YWHA, Institution - All Employees - & Clerical

Understanding our company placement procedure

1. You submit a completed application and necessary supplements
2. PIA reviews for accuracy and completeness
3. Based on the information received, PIA and/or Agency Resources will determine (based on the risk) which carrier would quote the business
   
   

To review Underwriting Guidelines for all carriers go to
http://www.pia.org/SVS/wc/ARIuw.shtml or call PIA at 800-424-4244,
extension 850.