Now Offering


PAY-AS-YOU-GO payments plans



A WC market exclusive to PIA members


How To Get Started:

  1. You must be a PIA member in good standing.
  2. Fax a Brokerage Agreement to 888-812-8601 along with a copy of your Insurance license and a copy of your E&O declarations page (with minimum limits of $1,000,000).

(Click here for a copy of the Brokerage Agreement)

Simple 5 Step Submission Process:

  1. Verify eligibility by reviewing the Class Code list and Underwriting Guidelines.
    When you find the class code make sure you click on the phraseology to get the Underwriting Guidelines for each carrier. Reviewing the guidelines will help you to identify if a risk is acceptable.
  2. Fax the completed Acord 130 to us at 888-812-8601 (include the Inclusion or Exclusion form, if applicable).
    Certain risks may require loss runs and additional forms. When reviewing the acceptable class code list make sure you click on the phraseology to view the underwriting requirements and additional information needed. Risks that qualify only for AmTrust of North America may require up to three years worth of loss runs and additional questionnaires.
  3. Anticipate a faxed quote within 24/48 hours of PIA receiving a complete submission.
    If quoting with AmTrust North America, expect a faxed quote within 72 hours.
  4. Fax back an acceptance to Agency Resources (ARI) at 973-261-9202.
    If quoted by AmTrust North America, fax acceptance and a copy of deposit check to PIA at 888-812-8601. However, you must mail your check directly to the carrier. Do not mail payment to PIA!
  5. Anticipate a faxed binder within 48 hours. The carrier will bill your client directly...and you're done!
    AmTrust North America requires a down payment within five days of the inception date. The other carriers are direct bill.

Important! A complete Acord 130 application increases response time.

Underwriting Guidelines (New Jersey):

(Individual Underwriting (by class code) is available by clicking on the phraseology)

Please note:

Specific Carrier Guidelines:

Chartis (Pay-as-you-go option available - click here):

Alternate A+ Carrier:


AmTrust North America (Pay-as-you-go option available-click here):



Program Minimum Premiums

Understanding our company placement procedure:

  1. You submit a completed application and necessary supplements
  2. PIA reviews for accuracy and completeness
  3. Based on the information received, PIA and/or Agency Resources will determine (based on the risk) which carrier would quote the business