CIC Personal Lines Institute
Building Resilience During Economic Uncertainty
Education is an insurance professional’s greatest asset. Although you cannot predict the future of the insurance market, you can be prepared for opportunities that come your way—opportunities such as those covered in CIC Personal Lines Institutes.
The families you insure depend on your professional advice about policy changes that may affect them personally. The Personal Lines Institute identifies Homeowner and Personal Auto liability and property exposures faced by these individuals. Contractual definitions, such as “insured locations” and who is an “insured” are discussed as well as, insuring agreements, exclusions and limitations, and applicable endorsements used to provide or modify coverage. A discussion of coverage for rental properties, business exposures, and use of borrowed or rented cars is included. Umbrella or excess liability coverage is presented as a separate topic. Some of the nation’s most qualified and respected speakers are members of the Personal Lines faculty. Speakers are active insurance professionals who have incorporated state-specific information into their presentations. Presentations are conducted in a professional setting which allows for questions and comments from participants.
- Personal Residential Coverages*
- Personal Automobile Coverages*
- Personal Umbrella/Excess Coverages*
- Watercraft Coverages
- Rental Car Coverages
- Home-based Business
- Farm and Ranch Coverages
- Mobile Home Coverages
- No Fault (PIP)
- Wind Pools
- Complete an in-depth study of the ISO Homeowner Policy with emphasis on the HO3 Form.
- Better understand the application of coverages of a personal auto policy.
- Obtain an overview of personal umbrella/excess liability coverages including underlying limits and self-insured retention.
* Mandatory topics are part of every institute. Optional subjects will vary.
Who should attend? The institutes and examinations are based on the premise that the student has a solid foundation of the subject matter before attending the institute.
This program is designed for:
Any one of the following qualifications makes you eligible to attend CIC institutes:
- Be a licensed agent, broker, adjuster, or solicitor; or
- Have at least two years of full-time experience in the insurance industry or as a risk management practitioner; or
- Have served as a full-time insurance faculty member at an accredited college or university.
A national designation program developed by the National Alliance.
The National Alliance for Insurance Education & Research is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Website: www.nasba.org. Advanced Curriculum Rating = 20 CPE Credits in some states (* New York & New Jersey only.)
CIC: THE Insurance Professional's Designation
This is the proof. A CIC is recognized throughout the industry as a true professional, as someone who has achieved. The CIC designation means you have the knowledge, personal dedication, and expertise to succeed in an ever-changing, demanding profession.
Attn. NJ CIC & CISR designees: According to the NJ DOBI, producers who maintain & fulfill the CE requirements for a professional insurance designation approved by the DOBI (CIC, CISR), shall be awarded 12 credit hours for each full year of the four years preceding renewal for which these requirements were fulfilled. Application to obtain such approval shall be made by using the CE1A form. Therefore, CICs and CISRs updating/maintaining their designations AUTOMATICALLY comply with the DOBI’s CE requirements (48 credits that included the 6 credits in fraud/ethics). If you have questions, go to the NJ DOBI's site, here.
CE credit: Learn more about CE credit by visiting the National Alliance's online CE guide.
CIC programs are approved for continuing education credits in all states. Continuing Education Credits and Registration Fee for this CIC program are indicated in the registration box above. Please note, all participants must present photo identification to the registrar when checking-in at the program location.
Student Feedback: CIC Institute participants are encouraged to contact the Glenmont National Alliance Committee with recommendations, comments and concerns about the programs.
About the CIC designation: Geared to experienced insurance producers and company personnel, CIC is a nationally recognized designation program approved for continuing education credits in all states. CIC is one of the most highly recognized professional education designation programs in the insurance industry! The program provides a comprehensive continuing education program to individuals who have made a career commitment to insurance.
To earn the CIC designation, you must complete all five CIC institutes and pass a comprehensive essay exam at the end of each course. You may complete the institutes in any order and need not attain a passing grade on the exam before continuing on to the next institute. You have five calendar years from the time you pass the first exam to complete the program.
Once you have earned the CIC designation, you are required to attend one regularly scheduled institute, a James K. Ruble seminar or an Advanced Coverage Ruble seminar each year to maintain your designation.